Typical values are Zillow Home Value Index estimates for the middle of each city's market (September 2026), not listings or asking prices. Homes for sale in any city can cost much more or less. Cash to close includes Florida doc stamps on the note, the 0.2% intangible tax, the lender's title policy, settlement and recording fees and typical lender fees (plus the owner's title policy in Miami-Dade). It leaves out prepaid interest, escrow deposits and HOA transfer fees. Not a loan offer or an appraisal.

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Tell me what you're looking for and I'll send real listings with the full cost of owning each one: HOA or condo fees, property tax at your price, insurance, and closing costs. No newsletters, no pressure.

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How the list is built

Each city has a typical value from Zillow for all homes, condos, single-family homes and each bedroom count. A city makes the list when the typical value for your choice is at or under your top price. In cash-and-payment mode the top price is the highest price where your cash covers the down payment plus closing costs and the monthly cost stays under your limit.

The lower third is Zillow's value for homes in the bottom third of that city's market. When the middle of a market is out of reach, the cheaper third often is not, usually older homes, smaller condos or streets farther from the water.

Florida home values at a glance

Of the 434 cities in this tool, 40 have a typical home value under $250K, 198 are between $250K and $400K, 110 between $400K and $600K, 64 between $600K and $1M, and 22 are over $1M (Zillow, September 2026).

To see the same numbers on a map, open the Florida home prices map. For one property, the closing cost calculator and mortgage calculator give line-by-line figures.

Sources

Zillow Home Value Index (ZHVI), city level, mid-tier and lower-tier, by home type and bedrooms, September 2026
U.S. Census Bureau, American Community Survey 2020–2024 (population, share of residents 65+)
Florida Statutes 201.08 and 199.133 (doc stamps on the note, intangible tax); Rule 69O-186.003 (title rates)