New Construction Homes in Groveland

Who is building in Groveland

Groveland has been one of the busiest building areas in Lake County for years, and national and regional builders both work here. In 2026 new-home listings in Groveland included homes by Lennar and Mattamy Homes, alongside smaller builders. Trilogy Orlando, a 55+ community by Shea Homes, also has a Groveland address.

Inventory, phases and pricing change month to month, so treat any list of builders as a starting point. The useful question is which communities have finished or quick move-in homes now, and which are selling lots for homes that will take months to build.

It also helps to know where Groveland sits on price. Clermont, next door, averages $427,392 on Zillow, while Groveland averages $367,343. Many buyers end up here because a new house in Groveland costs about what a resale house costs in Clermont, and they decide the extra drive on SR 50 is worth the newer home.

New versus resale in a town of young houses

Census data shows 88.8% of Groveland homes are detached single-family and the median year built is 2010. Many resale homes for sale were built by the same builders now building down the road, sometimes with the same floor plans.

That gives buyers a clean comparison. Price the new house with the options you would really choose, then find resale homes of the same plan or size. Zillow's figures are a guide: $340,437 for a typical three-bedroom, $386,214 for a four-bedroom and $479,770 for five or more. A resale home may come with blinds, fencing, landscaping and a screened lanai already done, items that can add tens of thousands of dollars to a new build.

Where new wins is the first ten years of ownership: a new roof, new AC, new water heater, a full builder warranty, and a house built to the current code.

Reading a builder incentive in a soft market

With values down 3.0% in a year and plenty of competing inventory, Groveland builders have reasons to offer incentives. They usually come as closing-cost help, a mortgage rate buydown, or a credit toward options, and most require the builder's preferred lender.

A few ways to judge an offer:

• Ask for the dollar value. A buydown is a cash cost to the builder, so it has a number.
• Get an outside loan estimate. Compare the builder lender's terms with and without the incentive.
• Check spec homes. Builders often push their biggest incentives on finished inventory homes they want closed this quarter.
• Watch the deadline. Some incentives require closing by a specific date.

You can always use your own lender. You just need to know what you give up by doing it. Negotiate the incentive and the price separately, and get both in the purchase agreement rather than in a sales brochure.

CDD assessments and HOA dues

Many Groveland subdivisions were financed through a Community Development District. The CDD issues bonds for roads, water, sewer and drainage, and each lot repays its share through a non-ad valorem assessment on the annual property tax bill. On top of that comes the HOA, which covers common areas, amenities and rule enforcement.

Ask the builder for the exact annual CDD debt and maintenance amounts for your lot, not a range, and whether the debt can be paid off early. Add those to the HOA dues when you compare a new home to an older resale house with no CDD.

Inspections, warranty and the contract

Builder contracts are written by the builder's lawyers. Before signing, look closely at the deposit amount and when it becomes non-refundable, the completion date language, and what happens if the builder changes the plan or materials.

Bring an independent inspector at two points: once before drywall goes up, while framing, wiring and plumbing are open, and once before closing to build the punch list. A typical builder warranty covers one year of workmanship, two years of systems and ten years of structural items, and the fine print decides how useful it is.

The builder's on-site sales rep represents the builder. Your own agent can register with the builder on your first visit, compare resale options and negotiate the extras, so bring them along from the start.

Insurance, flood zone and the first tax bills

A new Groveland home is usually cheaper to insure than an older one, thanks to a new roof and code-rated windows and doors. Ask the builder for the wind mitigation inspection form and get a quote before you sign. Check the FEMA flood zone for the lot too; inland subdivisions with retention ponds and low spots can still fall in a mapped zone.

The first property tax bill on a newly finished house may reflect the lot only. The following year the full home value is assessed, often doubling or tripling the bill. File for homestead if this will be your primary residence: it takes up to $51,411 off the assessed value in 2026 and caps future increases at 3% or CPI. A shortlist that lists price, CDD, HOA and estimated taxes for each home is the cleanest way to choose.